Do you want to reduce the term of your loan by making every dollar count?
Do you want to have funds at call for those unexpected situations?
Then open a Home Loan Offset Account!

The Home Loan Offset account is a deposit account, which is linked to your home loan. The balance of this account is used to offset the loan's outstanding balance for interest calculation purposes, while giving you the flexibility of a transaction account.

How a Home Loan Offset Account works for you:

• NO minimum opening balance
• NO monthly account keeping fee
• Simple monthly statements
• Salary credit facility

• FREE Personalised Cheque Book
• Can be accessed via the Laiki Visa Debit Card
• Can be accessed via Laiki eBank